Thermomix US is pleased to partner with Cross River Bank, to provide financing for the purchase of a new Thermomix, via Bread™ Pay Over Time loans. The financing option is available to Customers in the checkout flow in the e-shop.
Credit is made available to customers based on their individual creditworthiness; not all customers will qualify. Interest rate offered, length of loan (12 to 36 months), and monthly payment are determined by the credit worthiness of the customer. There are 2 steps to the application process, an initial check offered before checkout (i.e. at the shopping cart page or product page) and a final check at checkout. The initial eligibility check doesn’t affect their credit score; only the final credit check will impact the customer’s credit score. Full details about the financing can be found at Cross River Banks FAQ page.
The application process is part of the online shopping process. If declined, the customer is immediately alerted and redirected back to shopping cart for different payment option. There is no penalty for early repayment of the loan.